Message from Mike Greenstein

As a stakeholder in our company, Waterford Insurance Center, I'd like to personally extend an invitation to work with some of the best, most trusted real estate professionals in our market. Elyin's Lending Team has our complete confidence, and is willing to offer additional concessions, for those accepting our invitation to work with them. Elyin's Lending Team has composed a team of real estate agents, mortgage loan officer, insurance agents, and other relevant professionals that have committed to prioritizing their clients and offering additional discounts when regulations allow.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
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Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Elyin Perez
Branch Manager
NMLS ID#1508467
Phone: 407-734-1354
5323 Millenia Lakes Blvd, Suite 300, Office 367, Orlando, Florida 32839
Start a Loan Application