Greetings! In the spirit of home, family & financial well-being, we are pleased to offer our Corporate Care Real Estate & Mortgage Discount program to the clients of Lisa Brainer, The Wine Lady. This program offers significant savings when buying, selling or refinancing a home. Our experienced and dedicated team is looking forward to assisting with your home sale, purchase or refinance needs. This benefit is also available to your extended family members and friends! Use the calculator below to estimate your savings.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • .25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
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Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Cindy Allen - The Allen Team
Senior Loan Officer
NMLS ID#452448
Phone: 651-245-3940
434 Hale Avenue, Suite 100, Oakdale, Minnesota 55128
Start a Loan Application
Lisa Brainer

Phone: 952-250-9829
17850 Kenwood Trail, Lakeville, MN 55044