Message from Kathi McIntyre

At Pleasant Mattress Inc. one of the keys to our success is having great employees such as yourself! We believe that hard work and commitment will not only help us succeed, but will help give you a sense of pride and accomplishment. We strive to help each of our employees achieve success both personally and professionally. We hope that your continued loyalty will make an important contribution to our future and yours. We are committed to seeing each of our employees and their families prosper within our community and have added an exciting enhancement to your benefit package.

Pleasant Mattress Inc. announces an exclusive partnership with a leading mortgage company, Bay Equity Home Loans and Kathy Stypula. As a mortgage lender, Kathy's dedicated and experienced team welcomes the opportunity to help you with your home purchase or refinance

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
We were unable to complete your request. Please verify your information and try again.
Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
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*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
"Kathy is great! She's on her game, she follows through and makes it happen. She's efficient and continues to strive to get things done in a professional matter and keeps you in the loop of all that is going on with your loan. I would recommend her to everyone purchasing a home! She's absolutely a jewel!!"   - Margaret E. Popovich from Clovis, CA
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Kathy Stypula
Senior Loan Officer
NMLS ID#311484
Phone: 310-600-0979
7783 North Ingram Avenue, Fresno, California 93711
Start a Loan Application