Message from New York Life Insurance Company

Corporate Care to Wealth Care

As you may know, one of the basic tenants of my client philosophy is to be on the constant lookout for programs that will enhance and protect my client’s wealth. When I discovered Corporate Care offered by Zach Ishimitsu and John Murphy, I was intrigued. After getting to know them and the program better, I knew I wanted to offer this benefit program to my clients.

Hence the birth of Wealth Care.

Wealth Care takes a benefit program once reserved for employees of corporations, enhances it with the addition of some smart financial planning strategies, and allows me to offer to my clients some significant benefits including:
- 25% discount of the normal real estate fees when you purchase or sell a property.
- .25 points off the normal closing costs for a mortgage.
- A free mortgage credit report (other types of credit reports, like the ones found online, have a different credit score algorithm which can create large differences in your credit score. Through Wealth Care, you can obtain a FREE credit report which is the same credit report and score used for the mortgage.).
- Complimentary appraisal at closing (this means that you are reimbursed for the cost of the appraisal when your loan closes).

Wealth Care is another way I can offer value to my clients with two guys that have the same educational based philosophy with their clients as I do with mine…

AND MORE…

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. Your employees and family members automatically qualify for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • .25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
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*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
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About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

John Murphy
Area Sales Manager
MLO-8207
Phone: 206-499-5626
Fax: 866-621-1982
john@pacificonemortgage.com
bayequityhomeloans.com/john-murphy
2730 172nd St. NE, Suite 202, Marysville, Washington 98271
Start a Loan Application