Message from MPG FITNESS


The program is designed to give back to our members in the spirit of home, family, and financial wellbeing, by significantly reducing the cost of buying or refinancing a home. By being a valued member of MPG Fitness family members automatically qualify for these benefits:

No application fees
Highly competitive rates
Complimentary credit review
.25% credit to loan fees
Discounted realtor fees
Superior service levels and quick closing
Mortgage guidance throughout the life of the loan

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
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Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Angel Cruz Romero
Loan Officer
NMLS ID#1714774
Phone: 630-364-9291
Fax: 815-327-3857
2011 South Route 59, Plainfield, Illinois 60586
Start a Loan Application
Allyson Fernandes
Coldwell Homes
Phone: 815-790-4369
1165 E 9th Street, Lockport, IL 60441