Message from Mark Malmberg

Greetings from Mark Malmberg at Bay Equity Home Loans, our mortgage team wants to work together to offer you and your friends and family cost savings benefits when obtaining a home loan either through a home purchase or a refinance of an existing home loan. Our local team has over 20 years’ experience in successfully guiding home owners through a wide variety of loan products including, USDA, FHA, first time home buying programs, conforming and jumbo loans. In the spirit of home, family and financial well-being we are proud to announce that Bay Equity Home Loans is running a promotion that will benefit you and your family members if you are buying or refinancing a home. For more information please contact Mark Malmberg at Bay Equity Home Loans. We look forward to earning your business.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
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Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
"Bay Equity was a fantastic partner during our recent re-finance. We had started with another group and kept providing additional information until one day I simply said no more. I heard about Bay Equity from our financial planner who had also used them. Mark Malmberg and I connected immediately and he proactively began exploring alternative strategies for us. Every interaction was simple and easy. We felt supported at every step, and in fact it felt like Mark and Bay Equity were on our side, fighting our fight for the refi. The entire process went very fast and was as painless as a highly regulated process can be. I continue to refer Mark and Bay Equity to friends and people at work. Our son is currently buying his first property and he is using Bay Equity – a huge support during a highly stressful moment in anyone’s life."   - S. Bushong
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Mark Malmberg
Area Sales Manager
NMLS ID#222760
Phone: 949-877-3729
Fax: 949-209-2026
84 Discovery, Irvine, California 92618
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