Message from IBEW Local 47

Bay Equity Home Loans is honored to provide mortgage services including conventional, FHA and VA home loans to the IBEW Local 47 members. Are you a homeowner, do you rent a home or would like to purchase a home? Many people tell me their credit is holding them back to purchase or refinance their home and take advantage of low interest rates.

My name is Dave Horton and I have been a mortgage loan officer since 1979 specializing in helping consumers build and maintain excellent credit and assisting with mortgage financing when purchasing or refinancing a home. My team and I have many years of experience and look forward to speaking with you.

Under “Benefits for Members” on the IBEW Local 47 website, please see a link available for building and maintaining excellent credit. A home purchase is simplified for homebuyers with our written loan preapproval step. A loan preapproval provides homebuyers with peace of mind and confidence knowing terms for monthly payment, down payment and more. Sellers of homes on the market want to see serious buyers but also qualified buyers that are making offers. Take advantage today by refinancing and receive an estimate of how you and your family might be able to reduce your monthly payment, eliminate mortgage insurance (PMI), consolidate debts, consider a reverse mortgage and much more.

if you are interested in receiving general information on how credit score impacts your real estate financing, please email dhorton@bayeq.com to request your free informational presentation

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. Your employees and family members automatically qualify for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • .25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
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*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
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About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

David Horton
Sales Manager
NMLS ID#268540
Phone: 949-485-3389
Fax: 949-258-5952
dhorton@bayeq.com
bayequityhomeloans.com/david-horton
84 Discovery, Irvine, California 92618
Start a Loan Application