Message from Dr. Johnny Smith D.M.D Dental Office

At Dr Johnny Smiths office our success is directly related to how well our employees work as a team. We strive to help each other and create an enjoyable work environment for all. This environment makes a pleasant experience for our patients as well, which directly correlates to our offices success. Since our employees happiness in the professional setting applies to their happiness on a personal level, we try and offer as many benefits as possible to keep moral high. We would love to see what Bay Equity Home Loans can offer to our employees to help them financially when purchasing a home.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Discounted Realtor fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
We were unable to complete your request. Please verify your information and try again.
Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Hector Camarillo
Senior Loan Officer
NMLS ID#267621
Phone: 623-221-0965
14419 W McDowell Road, Suite E-108 , Goodyear, Arizona 85395
Start a Loan Application