Message from Steve Betros

Betros Plumbing Contractors is a 2nd generation, family oriented plumbing company that is honest, reliable, and dependable. We have an extended family of local plumbing engineers and general contractors, who deserve the American dream of home-ownership. To show our appreciation to our employees, we have decided to partner with Bay Equity Home Loans to provide a tangible benefit when purchasing or refinancing a home. This program will credit a portion of the loan amount to any employee or their friends and family as a closing cost credit when they use Bay Equity for their mortgage needs. In addition, Bay Equity will also provide an appraisal credit to potential home-buyers. Please feel free to take full advantage of this program in a token of our appreciation for the honest, hard work you all do. Thank you!

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings Provide your contact and loan info to calculate your estimated savings
Estimated benefit is
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Loan Amount -
Credit to Loan Fees -
Credit from Realtor -
Cost of Appraisal -
*Calculation is an estimate based on customary realtor commissions and splits. Savings example above is for education purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, etc.
Estimated benefit is
About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Sausalito. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Phillip Greene
Junior Loan Officer
NMLS ID#1705107
Phone: 904-307-8507
13241 Bartram Park Blvd, Suite 113, Jacksonville, Florida 32258
Start a Loan Application
Jeff Betros
Betros Realty

Phone: 904-608-8592